Highly Rated — Our most recommended insurer for most New Zealanders.
Accuro (UniMed)
Highly Rated — NZ's Only Member-Owned Health Insurer
Customer Rating
Starting Price
Recognition
Coverage
About Accuro (UniMed)
Accuro is New Zealand's only member-owned health insurer, making it the most aligned with policyholder interests. They offer competitive premiums (typically 10-15% below Southern Cross and nib), straightforward claims handling, and the unique distinction of offering mental health as a standalone optional add-on — the only NZ insurer to do so. Despite minimal marketing spend, Accuro consistently delivers excellent value.
Strengths
- ✓NZ's only member-owned health insurer
- ✓Premiums 10-15% below Southern Cross and nib
- ✓Only insurer offering mental health as standalone add-on
- ✓Fast, straightforward claims handling (5-7 days)
- ✓Modern online portal
- ✓Transparent, no-nonsense product approach
Considerations
- −Limited brand recognition (smaller marketing budget)
- −Fewer specialist network partnerships than Southern Cross
- −Policy wordings less comprehensive than Partners Life for complex scenarios
Best For
- • Value-seeking Kiwis who've done the comparison
- • Those wanting mental health coverage as a standalone add-on
- • Member-owned preference seekers
- • Accuro is our most recommended insurer for most situations
Coverage Types
Hospital & Surgical
Specialists & Diagnostics
Cancer Care
Mental Health (optional add-on)
Everyday Health Cover
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Compare Accuro (UniMed) with Other Providers
See how Accuro (UniMed) stacks up against Southern Cross, nib, AIA, Accuro, and Partners Life.
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