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Major Medical Cover
Covers the cost of significant medical events including hospitalisation, specialist visits, and investigations.
Overview
Major medical insurance is the cornerstone of most NZ health insurance plans. It covers the costs of significant health events — hospital stays, specialist consultations, diagnostic tests like MRIs and CT scans, and major treatments. With public waiting lists often stretching months or years, major medical cover lets you access private care when you need it most.
Average Cost
From $80–$250/month depending on age and excess
Frequently Asked Questions
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